A lot of people understand how term life insurance works, but what about other types of insurance? Other life insurance policies can get more complicated than term life insurance, but they also offer additional benefits. For example, permanent life insurance makes a great choice for a lot of people. What is permanent life insurance, and how does it work? Take a look at the next couple of paragraphs to learn more.
What is Permanent Life Insurance?
You have more life insurance options than you probably realize. One of those options is permanent life insurance. It’s costlier and more complex than term life insurance, but the benefits do last longer. While term life insurance policies usually expire within 30 years, permanent policies can last either until the policyholder dies or reaches a certain age.


Is Permanent Life Insurance Right for You?
Is permanent life insurance your best choice? If you want to cover long-term needs as opposed to short-term needs, then permanent life insurance is probably the choice for you. It’s also the best choice if you care about your policy’s cash value. While term life insurance has no cash value outside of the death benefit, permanent life insurance does. Finally, if leaving an inheritance is one of your primary concerns, then permanent life insurance can help you reach your goals.
Let Ami Ahuja Help
Still have questions about permanent life insurance? Ready to get the policy that will serve your needs? Then Ami Ahuja has what you need. With Ami’s financial expertise, she’ll help you choose the perfect policy. Ready to learn more? Contact Ami today. With the right life insurance policy, you can protect your loved ones.