Healthcare has gotten better over the years, and people are living longer lives. While this is a great thing, it also means that more and more people will require long-term care. Some older individuals find themselves in need of long-term care but unable to pay for it. That’s where long-term care insurance comes in. Interested in long-term care insurance for yourself or someone you love? Then here’s what you need to know.
What is Long-Term Care Insurance?
Home health care, nursing homes, hospice care, Alzheimer’s facilities, and similar services all fall under the umbrella of “long-term care.” These services help people who need assistance with day-to-day living. For example, long-term care providers can help their patients get dressed, prepare meals, and maintain hygiene. These services are usually associated with older adults, but younger people can use long-term care, too. These services can get expensive, but long-term care insurance can cover some or all of the costs.
Is Long-Term Care Insurance Right for You?
Long-term care insurance could be right for you if you anticipate needing long-term care, either for yourself or for a loved one. For example, you can buy an insurance policy for a parent, child, or sibling. If a person’s age or disability may require long-term care in the future, then an insurance policy can cover that need.
Let Ami Ahuja Help
Thinking about long-term care insurance for yourself or a loved one? Let Ami Ahuja help you find the policy that will work best for you. With her insurance expertise, Ami can answer your insurance questions. Invest in your future or your loved one’s future today.