Ami Ahuja - Norcross Life Insurance With Cash Value

Life Insurance With Cash Value

For some consumers, term life insurance isn’t quite enough. A lot of people want life insurance that has a cash value, not just a death benefit. That cash value can help with long-term financial planning. Are you thinking about life insurance with a cash value? If so, read on. Here are a few things that you need to know.

Types of Life Insurance With Cash Value

When you want life insurance with a cash value, you’ll want to look for permanent life insurance policies. Term life insurance doesn’t provide that value. It simply provides a death benefit. When it comes to permanent life insurance, you have options. Here are some types that you might consider:

  • Whole life insurance
  • Universal life insurance
  • Indexed universal life insurance
  • Variable universal life insurance

All these options come with different benefits and potential sub-categories, so talk to a financial expert to figure out your best choices.

Why Choose a Life Insurance With Cash Value?

While term life insurance is a lot simpler than cash value policies, a lot of people choose the latter option for several reasons. First, this kind of life insurance provides an investment. It can accumulate interest, or, in some cases, offer other investment opportunities. Second, if your insurance has cash value, you can borrow from that value in case of an emergency. Finally, cash value life insurance can help you build wealth for the purpose of leaving an inheritance for
your family.

Let Ami Ahuja Help

Thinking about your insurance options? Wondering if permanent life insurance is right for you? Ami Ahuja can help you explore your choices. Contact Ami today to get started. You can take steps toward a positive financial future.

Our Products

© Copyright Ami Ahuja 2024 Website Design & SEO | Privacy Policy

Tap to Call (770) 872-8116