Thinking about indexed universal life insurance? It’s definitely more specific and complex than some other options. However, it also provides different benefits that appeal to a lot of people. For some, indexed universal life insurance makes the best choice. If you’re still deciding, Ami Ahuja can help you weigh your options. In the meantime, take a look at the next couple of paragraphs if you want to learn more.
What is Indexed Universal Life Insurance?
Indexed universal life insurance is a form of universal life insurance. As such, it has a lot of similarities with a regular universal life policy. For example, it’s permanent. While term life insurance expires after a set number of years, permanent policies work best for long-term concerns. It also has cash value, flexible premiums, and flexible benefits.
There’s one difference between indexed universal insurance and other universal insurance policies. The cash value of a universal life insurance policy can only be invested in a specific type of account that behaves like a mutual fund. With an indexed policy, that value can be invested elsewhere.
Is Indexed Universal Life Insurance Right for You?
Could indexed universal life insurance have what you need? It might. If you need permanent life insurance with a cash value, then this option makes a good choice. If you need flexibility and investment opportunities, then this form of insurance could be ideal. Finally, if universal life insurance has almost everything you need, then the indexed option could take your choice to the next level.
Let Ami Ahuja Help
If you have more questions or want to go over your options, let Ami Ahuja help you today. With her financial expertise, Ami helps people find their ideal life insurance options. If you’re looking for life insurance help, contact Ami now. She’d love to hear from you and help you plan for your financial future.