As a licensed insurance professional Ami is able to represent many leading financial services companies and offer the flexibility to choose a wide range of options to help meet your financial goals and objectives. Some of these insurance companies are Transamerica, Nationwide, AMS, Prudential & Pacific Life. These solutions include:
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As a business owner, you never want to think about passing away and how that would affect your family both emotionally and financially. While this would be the worst-case scenario, it is a good idea to come up with a plan to make sure your family and business are taken care of after you are gone. Business owners have a variety of options when it comes to life insurance. Discuss them with your family and decide which policy works best for you.Read more
Whole life insurance is a type of permanent life insurance. This type of policy never expires. It is guaranteed to last for the lifetime of the policyholder. It is reassuring to know that there is no expiration date on the life insurance policy. Whole life insurance also has a cash value. This is the way to go if you are leaving an inheritance, such as your business, to family members. The premiums on this plan are typically a bit more expensive than term life insurance policies.
Term life insurance is the simplest form of life insurance. This type of policy covers a set amount of years and does have an expiration date. The term is usually set between 10 and 30 years. This type of policy does not take into account the longterm (ex: over 30 years). As a result, it is a less expensive plan. If you are looking to keep it cheap and easy, this is the plan for you. Premiums are based on age, health, and life expectancy.
Can’t decide between whole life insurance and term life insurance? Then universal life insurance is the plan for you! This type of plan is flexible and has both investment options and cash value. The cash value of the plan will earn interest at the market rate. Policyholders can adjust their premiums to figure out what works best with their budget. This type of plan generally has lower premiums than a whole life insurance policy.
Business owners are always thinking about what is best for their company. Thinking about what will happen to your business and family after you are gone is a stressful topic. Fortunately, Ami Ahuja is here to help. She is a licensed financial professional who can walk you through finding the right life insurance policy that will help your business and family after you pass. While this may not be the happiest topic, it is never too early to practice good financial planning skills. Contact Ami Ahuja today to put your mind at ease and have a life insurance plan.
Ami is professional in her approach, knowledgeable in her field, and a very personable and approachable person. She is always willing to help and provide her expertise, share with others what she has learned and gained from her own personal journey.
I met Ami Ahuja nine years ago when she co-owned perfume stores and started a women's empowerment group in Wisconsin. With love, dedication, and drive, she took it from 5 to 1000+ members, many of whom still stay connected. Her goal was always to give us a place learn, grow, share, and be inspired. She walked her talk every step of the way, living an inspiring life herself. Now that she is a financial professional in Georgia, I have no doubt that her passion to empower women (and families) continues strongly into this profession. If you are looking for someone to put your financial trust into, I would look no further. Ami will be glad to help you.